Archive February 2007
Payday loans, living on the edge of disaster
This afternoon I stopped by one of the fine establishments on my coveted Java List. Outside, a large dumpster sat on the pavement and workers scurried around. The owner of the coffee shop was lamenting that a payday loan shop was going in next door. And, he said, there was already another one in the same strip center.
I’m sure you’ve noticed the proliferation of these storefronts where, typically, you can write a post-dated check for your next payday while they float you a little loan to get you by. You write them a $115 check to get $100 now, or some such thing. These places are controversial, claiming to offer services for small clients that banks fail to provide. Critics point out that they prey on the elderly, desperate, young or ignorant who don’t understand compound interest. They often pay up to 400% interest while digging an even deeper hole than the one they are in already. The Federal Trade Association has a nice little summary. (Take the Dave Ramsey class next time, people!)
The fact there are so many of these places means the demand is great, and that means many people are living from pay check to pay check. Usually, the issue is not the amount one makes, but rather irresponsibility in how that amount is spent. Rather than adjust lifestyle to match income, people often have no spending discipline and never have enough no matter how much money they earn. They are always on the edge of disaster.
All this reminds me of a famous sermon preached many years ago by a famous preacher, R. G. Lee, who was pastor of Bellevue Baptist in Memphis from 1927-1960. The sermon was called Payday Someday. I am afraid far too many of us live spiritually like some do financially. Instead of drawing close to God, we push our lives to max, tiptoeing along the razor-thin edge of sin and hoping not to fall in. We draw down upon God’s amazing grace and mercy, thinking if we can just make it to payday things might work out. Just like the Payday Loan places, though, when something unexpected happens, we suddenly discover the compounding effect of sin when payday rolls around.
Where’s global warming when you need it?
I heard that comment the other day as we continue to suffer through our frigid cold spell that now extends through more than 30 days and several inches of snow. I don’t know the political views of the person who made that statement, but I do know that the global warming issue continues to be a “hot” one (pun intended). On one side are those who claim that science proves that the earth is heating up, the polar ice caps are melting and that life as we know it is threatened. The fault, they say, lies with fossil fuels, aerosol sprays and other human pollutants. All of this is said with such passion that it’s hard to distinguish science from political agendas.
The other side claims that there is no real “science” to back up the claims of global warming. They point out that the earth has gone through countless cycles of heating and warming and that there is no real evidence that what we are experiencing now is any more serious than what has always existed. They try to show that their scientists are smarter than the other side’s scientists. This side is also presented with such passion that it’s hard to distinguish science from political agendas.
So, what’s a student of Jesus to think? Whose side should we be on?
I remember that people kept trying to get Jesus to choose sides. Like the time they tried to corner him on paying taxes to Rome or not. You know what he did, don’t you? He held up a coin, asked whose inscription was on it and said, Render therefore unto Caesar the things which are Caesar’s; and unto God the things that are God’s.
Rather than argue with one side or the other, I would love to hold up the earth and ask whose image is on it. Render therefore unto God the things which are God’s. Rather than take sides with liberals or conservatives, what would be wrong with taking whatever steps we can to treat the planet responsibly simply because it belongs to God (Psalm 24:1) and simply because that would be the right thing to do? We used to call that good stewardship. Why throw the coke can in the trash rather than out the car window? Simply because it’s the right thing to do. No agenda, except God’s.
Roots
Right after High School, I left my small Kansas town and never looked back. The rest of my family left not long afterwards. A few years later, Cheryl and I moved to Latin America for a decade. By that time, I had lost contact with just about everyone I had known in High School. Sadly, I didn’t think I was missing anything. Part of that was my introverted nature; frankly, another part was probably youthful arrogance.
A few years ago as some of my high school friends began to cross my path once again. One of my friends is founding pastor of a church in Columbus, Ohio and has been with us at KCBT on several occasions. A friend from Cub Scout days is an architect and professor at K-State. I discovered another classmate who had a fabulous career in law enforcement and was later appointed US Marshal for Colorado by the President. There are others also.
Today, Cheryl and I had lunch with yet another classmate. He has been a successful medical doctor, and is now CEO of an insurance company in Topeka. On the worship committee of his church, he and his wife came to observe our worship services. Arturo and Debbie LaCruz joined us for lunch, and we had a great time of conversation and catching up. Walking away from lunch we were talking about growing up together in the same little town and how many of us turned out to have productive lives.
I thought about how blessed I was to grow up in such a community. I also thought about how tragic it is that it has taken me so long to begin to realize how blessed I was. The failure to appreciate my roots was more ignorance than anything. Other former friends and classmates made the intentional decision to cut themselves off from any contact with the past. I think that is even more tragic.
God chose all the circumstances of your birth. You had nothing to do with it. Even though you may have suffered some trauma in your childhood or youth, surely there is something for which you can be thankful and appreciative. Cultivate those old friendships, appreciate your roots whatever they are, and see how God has used all that in your life to bring you to the place you are today. I admire people who don’t have to go back and rediscover their roots; they never lost contact.
The coveted Java list
Okay children, gather around. You know I like my coffee. So, in response to numerous requests, I offer my favorite coffee joints in the Kansas City metro area. This is very brave of me because I could possibly be stoned by those who have a favorite place not on my list. Here’s the disclaimer: one can find a seriously good cup of coffee many places in this town. Coffee shops are popping up faster than bunny rabbits in springtime and I confess I haven’t been able to try them all – yet.
Only four places are on my list. I have had great coffee elsewhere, but these are the four places where I know I will always get the same great coffee – always! I’ve never had a bad cup at any of these places. Consistency and great coffee — that’s the criteria here. I’m not talking ambiance, free wi-fi or people watching. Leading the list is The Broadway Café that is to KC coffee shops what Arthur Bryant’s is to KC BBQ. KC’s oldest, the Broadway Café in the heart of Westport was making world class coffee in Kansas City long before Dorothy and Toto knew what world class coffee was all about. You have heard me mention Espresso Dell ‘anatra in the northland where Aaron Duckworth loves making and talking about coffee more than just about anything (I said “just about,” Crystal). Then in the Brookside area is a relative newcomer, The Roasterie Café, although you have probably seen their fine coffee in restaurants and grocery stores for years. Finally, when in the neighborhood of JOCO JUCO, check out PT’s in the College Square Shopping Center. With the exception of Espresso Dell ‘anatra, the other shops are front ends for roasting companies. Feel free to share your favorites and I’ll do my best to check them out. Remember, just because you see your neighborhood coffee shop use great coffee from one of the above mentioned roasting companies is no guarantee they know what to do with it.
Here are some hints if you are ready to graduate from Starbucks. You are looking for a taste that is neither bitter nor burnt. Good coffee is smooth, velvety and does not necessarily have to grow hair on your chest. Some people think coffee is all about being strong, just like some people think hot sauce is all about hot and good only if causes you to stop breathing even though it may have no taste. You people are nuts! I’m talking about taste and enjoyment here, whether coffee or hot sauce. When ordering an espresso drink such as a latte or cappuccino, watch to see if the barista draws the shot and lets it sit for over 15 seconds while heating the milk. If so, move on. Oh, if you order a latte, your barista will want to personalize it with his or her stamp of latte art. What’s a barista, what’s a shot, what’s latte art? Never mind. Enjoy your Maxwell House and have a nice day.



Dead Sea Scrolls — Worth it!
A while back I gave you a heads up about the scrolls. Now, I can speak from experience. Tonight, Cheryl and I were among guests invited by Commerce Bank to attend a private viewing of this exhibit at Union Station. Many thanks to the folks of Commerce Bank for their hospitality!
Here’s the scoop. Tickets are issued for intervals of every 15 minutes, but you can stay as long as you wish once you are in. Everyone is given an audio wand that provides a good commentary as you make your way through the exhibit. The event begins with a video overview. Even if you know nothing of the Dead Sea Scrolls, you will get enough information for you to appreciate the exhibit and its significance. Everything is well done. From the time we entered until we exited the exhibit into the gift shop took about an hour and a half. You can get information about the exhibit and tickets here. Tickets are limited.
I didn’t “learn” anything that I didn’t know about the scrolls, but I was thrilled to be looking at handwriting on scroll fragments written before Jesus was born. Few archaeological discoveries in history have done more to confirm the authenticity and accuracy of our Bible than the Dead Sea Scrolls. I’m glad we went, and I plan to go again with our pastoral team before the exhibit ends in May.